Summer O'Neal is an attorney that handles accident cases, fighting insurance companies and business owners to win the most money she can. She's dating the man of her dreams and in her mind, they are on the path to marriage, although they have not consummated their six-month relationship. The only thing missing in Summer's life is the closeness of family during the holidays. She has not been to her small town in almost 20 years. However, this Christmas, as her grandmother has taken ill and cannot travel, Summer will have to push her feelings aside, face her fears and go home for the holidays.

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